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Social Security Options for Temporary Disabilities

Temporary Total Disability form with a pen on top.

So you applied for disability and were denied. Then you started thinking that maybe you could get help from Cincinnati, Ohio SSDI attorneys. But that can get expensive. If you’re not sure if you actually qualify or if there are options for short term disability, then you can definitely find some of those answers here.

Many people receive SSDI denial in Ohio, especially throughout Cincinnati, because they don’t meet the duration of time necessary to recover. Essentially, it means that you might not be out of work long enough to receive Social Security Disability Benefits.

Disability Requirements in Ohio

Ohio holds the same requirements as most other states when it comes to disability applications through the Social Security system. First, the applicant must be over the age of 18. Then they cannot receive current Social Security Benefits. There are very rare cases when someone can receive SSDI and SSI, and in those cases, it’s often a brief overlap.

Applicants must also have worked and have had work credit toward their Social Security, or young adults may access their parent’s work credits for SSDI. However, the biggest hurdle that applicants need to clear to access Disability benefits Is that they must be out of work for at least 12 months.

It is a slightly complicated situation, but your medical condition or injury will only allow you to access disability if your medical team believes that you can’t work for a year. That leaves many people undergoing life changing treatment such as radiation or chemotherapy unable to access benefits because they will likely only be out of work for months.

To many people, it is shocking that they can be out of work because of a medical condition for 6, 8, or even 10 months and not receive any disability benefits.

Ohio Temporary Disability Laws

Ohio is not one of the five states that have temporary disability laws. The only states that allow people to submit an application for a disability that will affect them for less than 12 months include California, New York, Rhode Island, New Jersey, and Hawaii.

Ohio does not have temporary disability access, short-term disability laws, or any alternative that might serve the same purpose. For Ohio residents, it can disrupt the next few years of their life as they not only drown in day-to-day bills but medical debt as well.

Now, if you’ve previously had SSDI benefits, for the same medical issue, and you are continuing treatment or still cannot work, then you kind of have options. Expedited Reinstatement is part of the SSDI program, which allows people who formerly received benefits to go back to SSDI under certain circumstances.

Expedited Reinstatement allows people access to an Extended Period of Eligibility, Trial Work Period, and even cash benefits. The idea here is that the person attempted to return to work, and either cannot perform all their duties or cannot substantially hold gainful employment.

In some cases, the people working with Expedited Reinstatement aren’t jobless and are able to work but maybe not full-time. During this process, the SSDI office will conduct a medical review to understand if the beneficiary needs more or less support.

Temporary Disability Insurance Options

Many people choose to have a private form of temporary disability, such as Aflac. These insurance options, however, often require that the person struggling with medical care and financial stability had these plans in place before they were injured or sick.

Signing up for a temporary disability insurance program now may not offer any benefits.

What Do Ohio SSDI Attorneys Do?

Ohio SSDI attorneys will work with you and experts in the medical, financial, and SSDI fields to determine if your denial was justified. Meaning that even if your current medical team may not believe you’ll be out of work for 12 months, others with your injury may have been out of work for much longer.

A Cincinnati, Ohio SSDI attorney should be there to help you understand the application process, requirements, and options for financial relief.

Call the Ohio SSDI Attorneys at Young, Reverman, and Mazzei

At Young, Reverman, and Mazzei, we help those who were denied SSDI benefits or need to apply for them. If you’re wary about applying for SSDI or believe that you won’t receive approval, then contact us. Our attorneys are skilled and well-experienced. We can help you build a complete and thorough application or a strong case for an appeal. Then we’ll work with you through every step of the process all the way through to an ALJ hearing if necessary.

Jay A. Bolotin is a partner at the injury law firm of Young, Reverman & Bolotin. Serving the people of Indiana, Kentucky, and Ohio, Jay dedicates his career to helping clients in the tri-state area obtain financial compensation after suffering serious injuries. He focuses his practice on cases involving car accidents, trucking accidents, dog bites and animal attacks, and other types of personal injury incidents.

Years of Experience: More than 25 years
Registration Status:: Active
Bar Admissions: Illinois, Kentucky, Ohio, Indiana, and Cincinati Bar Association