Social Security disability insurance is something that most civilians and residents have access to in the event that they need financial support while they recover from an injury or illness. However, it is much more difficult to obtain Social Security Disability than most people are led to believe. Initially, it seems as though this is a federal system, handled by the states, which allows people access to benefits when they need it. The trouble is that most people who need Social Security Disability go through at least one round of denials and appeals before they can actually access the benefits.
Countless people experience financial hardship because of the delay in Social Security disability approval. Of the extremely high percentage of denials, and equally, high-percentage received approval through the appeals process. That goes to show that most of those cases that are denied should have been approved the first time through the system. Then there’s the question of how long someone can stay on Social Security disability and if they need to reapply.
The Application Process and Requirements
The requirements to apply for Social Security disability begin to outline exactly what a recipient should expect in terms of a time frame. The Social Security Act technologies that to me the definition of disabled a person must not be able to work for at least a year or that the condition may result in death.
The Social Security Administration acknowledges that those who receive benefits at the age of 55 have a moderately high likelihood of dying within the next five years. They estimate that one in six males and one in eight females will pass away because of their disabilities.
That number may be slightly skewed because of the extensive process required to access disability benefits. Many people fight for months or even years to access benefits when it’s evident that they need them and are unable to work.
On Disability for COVID-19 or Similar Claims
When it comes to covid-19 and other claims that the Social Security Administration has determined as questionable, it’s likely that you won’t have access to disability benefits for very long. In fact, covid-19 is a bit of an anomaly because it doesn’t fit the definition for anything under the Social Security Act except that the person is unable to work. That person may be unable to work for a range of two weeks to months will they receive treatment.
To give this some context, because by and large, it seems unfair that someone may not be able to receive benefits while they are unable to work, most cancer patients don’t qualify for Social Security disability. Most people who are undergoing chemotherapy or radiation are expected by the Social Security Administration to undergo treatment and maintain their job.
Assessing Your Medical Needs
The Social Security Administration relies on a team that contains a disability examiner and medical professionals to determine your medical needs. Google Social Security Disability Benefits is to help you get through a rough patch while you return to work.
The SSA provides a number of resources to help people get back to work, and they provide publications on how people work while they are disabled. Even the disabled community urges people to return to work in whatever capacity they are able to in an effort to reduce the drain on disability benefits. If you are unable to return to the work that you had prior to the disability, you may have access to occupational therapy to learn new skills or new trade and to re-enter the workforce.
Work to Understand Your SSDI Claim with a Cincy SSDI Attorney
Your SSDI claim may have received a denial, but that doesn’t actually mean that you don’t qualify for SSDI benefits. The benefits that you need are often vital for keeping your household afloat while you’re recovering from the injury. Instead of giving up after you receiving SSDI denial, find a Cincinnati Social Security disability insurance attorney who can help you through the appeals process.
The appeals process can be long, and it can feel as though the process is drug out on purpose. The good news is that once you are on SSDI, you don’t frequently need to reapply, and you can stay on SSDI for an extended amount of time. If your medical team determines that you are totally and permanently disabled, then you may be moved from SSDI to SSI depending on your age and condition. To get all of this information and more with Young, Reverman, and Mazzei.